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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Recordkeeping fees; Distribution (12b... | $318,747 |
FIDUCIENT ADVISORS LLC1 year Filed as: FIDUCIENT ADVISORS, LLC Service code 27 · EIN 36-4001764 | Advisory (Plan) | $6,503 |
CHARLES SCHWAB & CO., INC.2+ years Service code 33 · EIN 94-1737782 | Securities brokerage; Securities brok... | $173 |
MID ATLANTIC CAPITAL CORPORATION2+ years Service code 33 · EIN 25-1409618 | Securities brokerage; Securities brok... | $0 |
NATIONAL FINANCIAL SERVICES2+ years Service code 33 · EIN 04-3523567 | Securities brokerage commissions and ... | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,503 | $120,450-29.8% | $159,495-47.0% | $93,010-9.1% |
| Participation rate | 99.7% | 78.0%+21.7pp | 82.8%+16.9pp | 73.9%+25.8pp |
| Annual return | 17.53% | 27.11%-9.6pp | 263.72%-246.2pp | 158.70%-141.2pp |
| Employer contribution / active EE | $5,202 | $3,526+47.5% | $4,831+7.7% | $2,705+92.3% |
| Participant deferral / active EE | $8,553 | $7,283+17.4% | $7,354+16.3% | $4,561+87.5% |
| Admin fee / account holder | $84 | $137-38.5% | $10,804-99.2% | $152-44.6% |