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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Claims processing; Sales loads (front... | $369,375 |
FIDUCIENT ADVISORS LLC2 years Filed as: FIDUCIENT ADVISORS, LLC Service code 27 · EIN 36-4001764 | Advisory (Plan) | $7,164 |
CHARLES SCHWAB & CO., INC.3+ years Service code 33 · EIN 94-1737782 | Securities brokerage; Securities brok... | $101 |
MID ATLANTIC CAPITAL CORPORATION3+ years Service code 33 · EIN 25-1409618 | Securities brokerage commissions and ... | $0 |
NATIONAL FINANCIAL SERVICES3+ years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,495 | $95,388-34.5% | $125,401-50.2% | $77,906-19.8% |
| Participation rate | 99.6% | 78.6%+21.0pp | 82.4%+17.2pp | 73.7%+25.9pp |
| Annual return | -14.07% | 116.19%-130.3pp | 572.53%-586.6pp | 12.16%-26.2pp |
| Employer contribution / active EE | $4,293 | $3,666+17.1% | $4,816-10.9% | $2,846+50.8% |
| Participant deferral / active EE | $8,070 | $7,711+4.7% | $7,448+8.3% | $4,805+67.9% |
| Admin fee / account holder | $80 | $119-32.8% | $10,008-99.2% | $133-39.7% |