Retirement plan

ACH EMPLOYMENT SERVICES 401(K) PLAN

Name: ACH EMPLOYMENT SERVICES, LLC - ACH EMPLOYMENT SERVICES 401(K) PLAN (2024) Form 5500
Creator: ACH EMPLOYMENT SERVICES, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ACH EMPLOYMENT SERVICES 401(K) PLAN, ACH EMPLOYMENT SERVICES, LLC

ACH EMPLOYMENT SERVICES, LLCEIN 32-0473743Plan #001PY 2024

1535 WEST LOOP SOUTH #300 - HOUSTON, TX 77027832-219-3833

Prospect flagsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$18.7M

+23.1% from 2023

Total participants

1,123

+3.2% from 2023

Average account balance

$38,845

+16.4% from 2023

Annual return

26.66%

+6.03 pp from 2023

Benchmarks

See 665 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants250-999

Cohort665 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.72M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$39K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

482

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

27.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.90M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+26.66%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$87

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
STIFEL NICOLAUS & CO INC2 years Filed as: STIFEL NICOLAUS AND COMPANY INC Service code 99	Other Fees	$49,202
UNITED BENEFIT PENSIONS INC.2 years Service code 49	Other Services	$13,247
STIFEL NICOLAUS & CO INC4 years Filed as: STIFEL NICOLAUS AND COMPANY INC. Service code 99 · EIN 43-0538770 501 N BROADWAY · SAINT LOUIS, MO 63102	Other Fees	$0
UNITED BENEFIT PENSIONS INC.4 years Filed as: UNITED BENEFIT PENSIONS, INC. Service code 49 · EIN 36-4517541 175 BROADHOLLOW RD, SUITE 160 · MELVILLE, NY 11747	Other Services	$0

Plan features & details

Pension benefit codes2E2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$42K

$48 / participant

Contract admin$42K100.0%

% of EOY assets

0.225%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: LAPORTE APAC
Auditor EIN: 721088864
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$38,845

$62,686-38.0%

$178,505-78.2%

$77,762-50.0%

Participation rate

27.0%

66.9%-39.9pp

77.1%-50.1pp

70.6%-43.6pp

Annual return

26.66%

16.16%+10.5pp

27.16%-0.5pp

31.27%-4.6pp

Employer contribution / active EE

$788

$1,914-58.8%

$3,955-80.1%

$2,728-71.1%

Participant deferral / active EE

$1,376

$4,224-67.4%

$6,280-78.1%

$4,651-70.4%

Admin fee / account holder

$87

$386-77.3%

$10,428-99.2%

$433-79.8%

Provider

Service type

Compensation

STIFEL NICOLAUS & CO INC2 years

Filed as: STIFEL NICOLAUS AND COMPANY INC

Service code 99

Other Fees

$49,202

UNITED BENEFIT PENSIONS INC.2 years

Service code 49

Other Services

$13,247

STIFEL NICOLAUS & CO INC4 years

Filed as: STIFEL NICOLAUS AND COMPANY INC.

Service code 99 · EIN 43-0538770

501 N BROADWAY · SAINT LOUIS, MO 63102

Other Fees

UNITED BENEFIT PENSIONS INC.4 years

Filed as: UNITED BENEFIT PENSIONS, INC.

Service code 49 · EIN 36-4517541

175 BROADHOLLOW RD, SUITE 160 · MELVILLE, NY 11747

Other Services

ACH EMPLOYMENT SERVICES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ACH EMPLOYMENT SERVICES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion