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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,133 | $48,471-35.8% | $182,540-82.9% | $67,579-53.9% |
| Participation rate | 26.6% | 67.2%-40.6pp | 78.0%-51.4pp | 71.3%-44.7pp |
| Annual return | 20.90% | 31.08%-10.2pp | 148.58%-127.7pp | 378.56%-357.7pp |
| Employer contribution / active EE | $918 | $1,461-37.2% | $4,076-77.5% | $2,148-57.3% |
| Participant deferral / active EE | $1,926 | $3,324-42.1% | $5,525-65.1% | $3,539-45.6% |
| Admin fee / account holder | $290 | $151+92.1% | $8,593-96.6% | $142+104.1% |