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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,855 | $39,028-69.6% | $80,741-85.3% | $85,856-86.2% |
| Participation rate | 81.5% | 41.6%+39.9pp | 54.2%+27.3pp | 69.3%+12.2pp |
| Annual return | 23.13% | 26.31%-3.2pp | 87.30%-64.2pp | 318.58%-295.5pp |
| Employer contribution / active EE | $812 | $722+12.4% | $1,160-30.0% | $2,565-68.3% |
| Participant deferral / active EE | $2,801 | $1,326+111.2% | $2,145+30.5% | $3,952-29.1% |
| Admin fee / account holder | $1,222 | $2,429-49.7% | $3,380-63.9% | $6,261-80.5% |