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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,185 | $104,106-96.9% | $71,086-95.5% | $135,379-97.6% |
| Participation rate | 55.0% | 65.7%-10.7pp | 54.7%+0.3pp | 82.6%-27.6pp |
| Annual return | -19.68% | 1256.30%-1276.0pp | 650.59%-670.3pp | 519.79%-539.5pp |
| Employer contribution / active EE | $270 | $1,485-81.8% | $1,088-75.2% | $4,779-94.4% |
| Participant deferral / active EE | $1,369 | $2,527-45.8% | $1,874-27.0% | $5,609-75.6% |
| Admin fee / account holder | $25 | $4,142-99.4% | $3,082-99.2% | $10,828-99.8% |