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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,710 | $102,422-13.4% | $147,117-39.7% | $80,959+9.6% |
| Participation rate | 82.1% | 75.9%+6.3pp | 82.2%0pp | 67.7%+14.5pp |
| Annual return | 16.10% | 135.16%-119.1pp | 420.54%-404.4pp | 35.67%-19.6pp |
| Employer contribution / active EE | $2,368 | $3,717-36.3% | $4,932-52.0% | $2,757-14.1% |
| Participant deferral / active EE | $10,974 | $6,652+65.0% | $8,065+36.1% | $4,300+155.2% |
| Admin fee / account holder | $7,657 | $7,953-3.7% | $12,993-41.1% | $6,925+10.6% |