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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,185 | $106,524-4.1% | $152,301-32.9% | $87,485+16.8% |
| Participation rate | 96.4% | 75.8%+20.7pp | 82.4%+14.0pp | 68.9%+27.5pp |
| Annual return | 30.89% | 26.89%+4.0pp | 80.50%-49.6pp | 26.06%+4.8pp |
| Employer contribution / active EE | $913 | $3,371-72.9% | $4,624-80.3% | $2,596-64.8% |
| Participant deferral / active EE | $13,016 | $6,525+99.5% | $8,004+62.6% | $4,274+204.6% |
| Admin fee / account holder | $9,606 | $8,287+15.9% | $14,398-33.3% | $7,775+23.6% |