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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,545 | $201,344+5.6% | $184,243+15.4% | $145,877+45.7% |
| Participation rate | 80.0% | 87.5%-7.5pp | 86.8%-6.8pp | 80.3%-0.3pp |
| Annual return | 19.13% | 29.01%-9.9pp | 28.82%-9.7pp | 551.28%-532.2pp |
| Employer contribution / active EE | $4,791 | $7,022-31.8% | $6,427-25.5% | $4,663+2.7% |
| Participant deferral / active EE | $15,018 | $9,807+53.1% | $9,132+64.4% | $6,691+124.5% |
| Admin fee / account holder | $840 | $16,382-94.9% | $13,914-94.0% | $13,402-93.7% |