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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,217 | $184,000-59.7% | $162,185-54.2% | $152,909-51.5% |
| Participation rate | 60.0% | 88.5%-28.5pp | 87.6%-27.6pp | 82.5%-22.5pp |
| Annual return | 0.00% | 150.80%-150.8pp | 115.61%-115.6pp | 345.46%-345.5pp |
| Employer contribution / active EE | $4,094 | $6,370-35.7% | $5,613-27.1% | $4,764-14.1% |
| Participant deferral / active EE | $11,532 | $8,033+43.6% | $7,297+58.0% | $5,851+97.1% |
| Admin fee / account holder | $219 | $13,124-98.3% | $10,844-98.0% | $11,601-98.1% |