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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,136 | $209,874-36.6% | $189,537-29.8% | $167,536-20.5% |
| Participation rate | 75.0% | 88.7%-13.7pp | 87.8%-12.8pp | 82.1%-7.1pp |
| Annual return | 14.31% | 748.61%-734.3pp | 555.34%-541.0pp | 478.82%-464.5pp |
| Employer contribution / active EE | $3,903 | $6,913-43.5% | $6,161-36.7% | $4,839-19.3% |
| Participant deferral / active EE | $13,023 | $8,934+45.8% | $8,220+58.4% | $6,342+105.3% |
| Admin fee / account holder | $531 | $14,299-96.3% | $12,048-95.6% | $12,315-95.7% |