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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,447 | $209,336+7.2% | $197,124+13.9% | $137,256+63.5% |
| Participation rate | 71.4% | 87.3%-15.9pp | 86.7%-15.3pp | 80.0%-8.5pp |
| Annual return | 19.53% | 48.09%-28.6pp | 44.34%-24.8pp | 220.34%-200.8pp |
| Employer contribution / active EE | $3,941 | $6,591-40.2% | $6,227-36.7% | $4,156-5.2% |
| Participant deferral / active EE | $11,200 | $9,614+16.5% | $9,135+22.6% | $6,407+74.8% |
| Admin fee / account holder | $870 | $17,308-95.0% | $16,298-94.7% | $12,270-92.9% |