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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,619 | $72,177-63.1% | $115,038-76.9% | $59,633-55.4% |
| Participation rate | 39.3% | 72.6%-33.3pp | 81.4%-42.1pp | 68.7%-29.4pp |
| Annual return | 0.49% | 12.02%-11.5pp | 26.14%-25.6pp | 2041.45%-2041.0pp |
| Employer contribution / active EE | $1,333 | $2,841-53.1% | $4,608-71.1% | $2,203-39.5% |
| Participant deferral / active EE | $2,830 | $4,783-40.8% | $6,026-53.0% | $3,192-11.3% |
| Admin fee / account holder | $10,367 | $4,927+110.4% | $8,175+26.8% | $4,297+141.3% |