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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,501 | $93,598-55.7% | $135,974-69.5% | $75,173-44.8% |
| Participation rate | 41.7% | 75.2%-33.5pp | 81.9%-40.3pp | 67.2%-25.5pp |
| Annual return | 21.95% | 30.89%-8.9pp | 68.30%-46.4pp | 160.72%-138.8pp |
| Employer contribution / active EE | $1,514 | $3,538-57.2% | $4,859-68.8% | $2,671-43.3% |
| Participant deferral / active EE | $4,201 | $6,405-34.4% | $7,760-45.9% | $4,126+1.8% |
| Admin fee / account holder | $932 | $6,978-86.6% | $10,767-91.3% | $5,651-83.5% |