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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,434 | $67,823-7.9% | $52,425+19.1% | $137,256-54.5% |
| Participation rate | 52.9% | 63.9%-11.0pp | 55.6%-2.7pp | 80.0%-27.0pp |
| Annual return | 18.36% | 219.11%-200.7pp | 302.12%-283.8pp | 220.34%-202.0pp |
| Employer contribution / active EE | $1,382 | $1,163+18.9% | $914+51.2% | $4,156-66.7% |
| Participant deferral / active EE | $4,885 | $2,288+113.5% | $1,790+172.8% | $6,407-23.8% |
| Admin fee / account holder | $8,557 | $2,844+200.9% | $2,495+243.0% | $12,270-30.3% |