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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,434 | $94,439-33.9% | $73,658-15.2% | $154,746-59.7% |
| Participation rate | 52.9% | 64.7%-11.7pp | 57.0%-4.1pp | 80.7%-27.8pp |
| Annual return | 18.36% | 28.25%-9.9pp | 29.72%-11.4pp | 172.34%-154.0pp |
| Employer contribution / active EE | $1,382 | $1,257+10.0% | $1,032+33.9% | $4,379-68.4% |
| Participant deferral / active EE | $4,885 | $2,527+93.3% | $2,062+136.9% | $6,730-27.4% |
| Admin fee / account holder | $8,557 | $3,843+122.7% | $3,357+154.9% | $14,365-40.4% |