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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,293 | $157,296-71.2% | $141,191-67.9% | $152,897-70.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 13.55% | 64.34%-50.8pp | 71.41%-57.9pp | 345.43%-331.9pp |
| Employer contribution / active EE | $1,119 | $5,262-78.7% | $4,736-76.4% | $4,764-76.5% |
| Participant deferral / active EE | $11,050 | $7,111+55.4% | $6,710+64.7% | $5,851+88.9% |
| Admin fee / account holder | $13,129 | $12,125+8.3% | $10,264+27.9% | $11,599+13.2% |