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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,549 | $150,447-81.0% | $136,298-79.1% | $147,586-80.7% |
| Participation rate | 66.7% | 84.4%-17.8pp | 81.9%-15.3pp | 82.8%-16.2pp |
| Annual return | 25.38% | 1049.15%-1023.8pp | 5156.27%-5130.9pp | 578.59%-553.2pp |
| Employer contribution / active EE | $21,641 | $5,256+311.7% | $4,696+360.9% | $4,876+343.8% |
| Participant deferral / active EE | $33,215 | $6,631+400.9% | $6,247+431.7% | $5,439+510.7% |
| Admin fee / account holder | $10,518 | $10,906-3.6% | $9,244+13.8% | $10,886-3.4% |