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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,966 | $102,393+38.6% | $147,041-3.5% | $80,911+75.5% |
| Participation rate | 90.0% | 75.9%+14.1pp | 82.2%+7.8pp | 67.6%+22.4pp |
| Annual return | 17.59% | 134.95%-117.4pp | 419.21%-401.6pp | 35.63%-18.0pp |
| Employer contribution / active EE | $2,737 | $3,715-26.3% | $4,935-44.5% | $2,756-0.7% |
| Participant deferral / active EE | $14,624 | $6,647+120.0% | $8,071+81.2% | $4,297+240.3% |
| Admin fee / account holder | $6,778 | $7,943-14.7% | $13,006-47.9% | $6,935-2.3% |