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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,804 | $93,598+18.4% | $135,974-18.5% | $75,173+47.4% |
| Participation rate | 76.1% | 75.2%+0.9pp | 81.9%-5.8pp | 67.2%+8.9pp |
| Annual return | 17.69% | 30.89%-13.2pp | 68.30%-50.6pp | 160.72%-143.0pp |
| Employer contribution / active EE | $969 | $3,538-72.6% | $4,859-80.1% | $2,671-63.7% |
| Participant deferral / active EE | $11,900 | $6,405+85.8% | $7,760+53.4% | $4,126+188.4% |
| Admin fee / account holder | $17,478 | $6,978+150.5% | $10,767+62.3% | $5,651+209.3% |