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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,945 | $181,896-35.2% | $156,551-24.7% | $273,972-56.9% |
| Participation rate | 85.7% | 88.4%-2.7pp | 84.0%+1.7pp | 83.0%+2.7pp |
| Annual return | 0.16% | 30.74%-30.6pp | 32.23%-32.1pp | 41.46%-41.3pp |
| Employer contribution / active EE | $0 | $6,248-100.0% | $5,501-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $2,916 | $5,550-47.5% | $4,871-40.1% | $5,287-44.9% |
| Admin fee / account holder | $58,151 | $15,560+273.7% | $13,028+346.4% | $10,133+473.9% |