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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,493 | $185,312+117.2% | $161,489+149.2% | $154,746+160.1% |
| Participation rate | 85.7% | 82.5%+3.3pp | 78.7%+7.0pp | 80.7%+5.0pp |
| Annual return | 24.75% | 103.84%-79.1pp | 89.72%-65.0pp | 172.34%-147.6pp |
| Employer contribution / active EE | $16,652 | $4,769+249.2% | $4,268+290.1% | $4,379+280.3% |
| Participant deferral / active EE | $5,393 | $6,350-15.1% | $5,630-4.2% | $6,730-19.9% |
| Admin fee / account holder | $607 | $18,654-96.7% | $16,006-96.2% | $14,365-95.8% |