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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,472 | $107,941-50.5% | $91,994-41.9% | $152,897-65.0% |
| Participation rate | 83.3% | 81.2%+2.1pp | 78.6%+4.7pp | 82.5%+0.9pp |
| Annual return | 23.76% | 89.28%-65.5pp | 69.04%-45.3pp | 345.43%-321.7pp |
| Employer contribution / active EE | $1,938 | $4,212-54.0% | $3,453-43.9% | $4,764-59.3% |
| Participant deferral / active EE | $5,945 | $6,366-6.6% | $5,924+0.4% | $5,851+1.6% |
| Admin fee / account holder | $3,085 | $10,521-70.7% | $7,744-60.2% | $11,599-73.4% |