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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,112 | $115,903-43.8% | $100,528-35.2% | $158,966-59.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 0.67% | 34.80%-34.1pp | 30.90%-30.2pp | 302.95%-302.3pp |
| Employer contribution / active EE | $2,394 | $4,105-41.7% | $3,419-30.0% | $4,762-49.7% |
| Participant deferral / active EE | $6,499 | $6,677-2.7% | $6,271+3.6% | $5,983+8.6% |
| Admin fee / account holder | $8,866 | $11,000-19.4% | $8,084+9.7% | $11,250-21.2% |