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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,833 | $160,070-35.1% | $147,117-29.4% | $145,897-28.8% |
| Participation rate | 63.6% | 84.0%-20.4pp | 82.2%-18.5pp | 80.3%-16.7pp |
| Annual return | 15.71% | 98.69%-83.0pp | 420.54%-404.8pp | 552.29%-536.6pp |
| Employer contribution / active EE | $2,601 | $5,285-50.8% | $4,932-47.3% | $4,663-44.2% |
| Participant deferral / active EE | $5,189 | $8,419-38.4% | $8,065-35.7% | $6,689-22.4% |
| Admin fee / account holder | $268 | $15,035-98.2% | $12,993-97.9% | $13,390-98.0% |