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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,859 | $159,978-83.8% | $147,041-82.4% | $145,978-82.3% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 14.85% | 98.36%-83.5pp | 419.21%-404.4pp | 550.52%-535.7pp |
| Employer contribution / active EE | $5,209 | $5,288-1.5% | $4,935+5.6% | $4,662+11.7% |
| Participant deferral / active EE | $10,571 | $8,429+25.4% | $8,071+31.0% | $6,690+58.0% |
| Admin fee / account holder | $11,607 | $15,053-22.9% | $13,006-10.8% | $13,400-13.4% |