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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,589 | $93,598-73.7% | $135,974-81.9% | $75,173-67.3% |
| Participation rate | 54.7% | 75.2%-20.5pp | 81.9%-27.2pp | 67.2%-12.5pp |
| Annual return | 25.52% | 30.89%-5.4pp | 68.30%-42.8pp | 160.72%-135.2pp |
| Employer contribution / active EE | $1,852 | $3,538-47.7% | $4,859-61.9% | $2,671-30.7% |
| Participant deferral / active EE | $3,976 | $6,405-37.9% | $7,760-48.8% | $4,126-3.6% |
| Admin fee / account holder | $1,780 | $6,978-74.5% | $10,767-83.5% | $5,651-68.5% |