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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,945 | $197,603+115.6% | $177,827+139.5% | $158,950+168.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 16.67% | 58.76%-42.1pp | 48.32%-31.6pp | 302.91%-286.2pp |
| Employer contribution / active EE | $19,512 | $6,698+191.3% | $5,918+229.7% | $4,762+309.8% |
| Participant deferral / active EE | $17,170 | $8,404+104.3% | $7,713+122.6% | $5,983+187.0% |
| Admin fee / account holder | $1,810 | $15,402-88.2% | $12,429-85.4% | $11,248-83.9% |