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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,724 | $153,769+81.9% | $133,975+108.8% | $273,972+2.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 8.04% | 36.51%-28.5pp | 29.29%-21.3pp | 41.46%-33.4pp |
| Employer contribution / active EE | $19,141 | $6,029+217.5% | $5,211+267.3% | $4,869+293.1% |
| Participant deferral / active EE | $10,777 | $6,958+54.9% | $6,282+71.6% | $5,287+103.8% |
| Admin fee / account holder | $8,549 | $11,765-27.3% | $9,324-8.3% | $10,133-15.6% |