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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,958 | $160,059+90.5% | $140,019+117.8% | $135,380+125.3% |
| Participation rate | 93.8% | 88.5%+5.2pp | 87.5%+6.3pp | 82.6%+11.1pp |
| Annual return | -8.92% | 911.48%-920.4pp | 651.17%-660.1pp | 519.81%-528.7pp |
| Employer contribution / active EE | $16,107 | $6,420+150.9% | $5,605+187.3% | $4,779+237.0% |
| Participant deferral / active EE | $13,377 | $7,641+75.1% | $6,927+93.1% | $5,609+138.5% |
| Admin fee / account holder | $1,884 | $13,328-85.9% | $10,705-82.4% | $10,828-82.6% |