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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,137 | $73,863-56.5% | $143,797-77.7% | $68,490-53.1% |
| Participation rate | 66.7% | 66.7%0pp | 80.3%-13.7pp | 67.9%-1.2pp |
| Annual return | -16.72% | 0.91%-17.6pp | -0.04%-16.7pp | -7.85%-8.9pp |
| Employer contribution / active EE | $2,605 | $3,185-18.2% | $4,952-47.4% | $2,597+0.3% |
| Participant deferral / active EE | $5,239 | $3,385+54.8% | $5,638-7.1% | $4,028+30.1% |
| Admin fee / account holder | $556 | $5,756-90.3% | $14,679-96.2% | $5,403-89.7% |