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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,252 | $95,415-65.2% | $185,851-82.1% | $85,851-61.3% |
| Participation rate | 67.6% | 68.8%-1.1pp | 81.7%-14.1pp | 69.3%-1.7pp |
| Annual return | 14.87% | 23.59%-8.7pp | 122.11%-107.2pp | 318.63%-303.8pp |
| Employer contribution / active EE | $4,961 | $3,314+49.7% | $5,168-4.0% | $2,565+93.4% |
| Participant deferral / active EE | $4,767 | $3,424+39.2% | $5,569-14.4% | $3,952+20.6% |
| Admin fee / account holder | $126 | $7,215-98.3% | $16,245-99.2% | $6,261-98.0% |