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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,100 | $91,198-76.9% | $178,503-88.2% | $79,856-73.6% |
| Participation rate | 66.7% | 69.2%-2.5pp | 81.9%-15.3pp | 69.6%-3.0pp |
| Annual return | 39.32% | 24.20%+15.1pp | 151.12%-111.8pp | 31.71%+7.6pp |
| Employer contribution / active EE | $2,612 | $3,257-19.8% | $5,011-47.9% | $2,471+5.7% |
| Participant deferral / active EE | $5,271 | $3,237+62.9% | $5,202+1.3% | $3,741+40.9% |
| Admin fee / account holder | $60 | $6,748-99.1% | $13,987-99.6% | $5,306-98.9% |