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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,572 | $107,666-67.9% | $102,184-66.2% | $154,746-77.7% |
| Participation rate | 86.7% | 83.7%+2.9pp | 82.6%+4.1pp | 80.7%+6.0pp |
| Annual return | 17.59% | 29.33%-11.7pp | 31.58%-14.0pp | 172.34%-154.8pp |
| Employer contribution / active EE | $1,437 | $3,846-62.6% | $3,594-60.0% | $4,379-67.2% |
| Participant deferral / active EE | $5,108 | $8,719-41.4% | $8,309-38.5% | $6,730-24.1% |
| Admin fee / account holder | $338 | $12,943-97.4% | $11,609-97.1% | $14,365-97.6% |