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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,426 | $105,160-78.7% | $94,679-76.3% | $139,456-83.9% |
| Participation rate | 91.7% | 82.4%+9.3pp | 80.8%+10.8pp | 80.3%+11.3pp |
| Annual return | 18.02% | 38.04%-20.0pp | 156.75%-138.7pp | 373.45%-355.4pp |
| Employer contribution / active EE | $0 | $4,107-100.0% | $3,673-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $5,253 | $7,599-30.9% | $7,417-29.2% | $6,711-21.7% |
| Admin fee / account holder | $365 | $8,988-95.9% | $7,233-94.9% | $11,407-96.8% |