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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,962 | $108,922-75.2% | $100,398-73.1% | $145,978-81.5% |
| Participation rate | 81.3% | 83.0%-1.7pp | 81.5%-0.3pp | 80.3%+1.0pp |
| Annual return | 12.84% | 58.04%-45.2pp | 49.32%-36.5pp | 550.52%-537.7pp |
| Employer contribution / active EE | $1,465 | $4,426-66.9% | $3,946-62.9% | $4,662-68.6% |
| Participant deferral / active EE | $4,578 | $8,450-45.8% | $8,084-43.4% | $6,690-31.6% |
| Admin fee / account holder | $707 | $9,680-92.7% | $7,893-91.0% | $13,400-94.7% |