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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,962 | $108,897-75.2% | $100,378-73.1% | $145,877-81.5% |
| Participation rate | 81.3% | 83.0%-1.7pp | 81.5%-0.3pp | 80.3%+0.9pp |
| Annual return | 12.84% | 58.17%-45.3pp | 49.41%-36.6pp | 551.28%-538.4pp |
| Employer contribution / active EE | $1,465 | $4,420-66.9% | $3,942-62.8% | $4,663-68.6% |
| Participant deferral / active EE | $4,578 | $8,455-45.9% | $8,087-43.4% | $6,691-31.6% |
| Admin fee / account holder | $707 | $9,690-92.7% | $7,899-91.0% | $13,402-94.7% |