See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY8 years Service code 15 · EIN 20-8764829 | Recordkeeping | $45,918 |
ADP BROKER-DEALER6 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $20,022 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,818 | $119,446-29.8% | $150,045-44.1% | $85,563-2.0% |
| Participation rate | 41.3% | 75.4%-34.1pp | 82.3%-41.0pp | 66.0%-24.7pp |
| Annual return | 20.37% | 23.72%-3.3pp | 62.55%-42.2pp | 31.51%-11.1pp |
| Employer contribution / active EE | $973 | $4,078-76.1% | $4,693-79.3% | $2,654-63.3% |
| Participant deferral / active EE | $4,103 | $7,985-48.6% | $7,997-48.7% | $4,375-6.2% |
| Admin fee / account holder | $434 | $548-20.8% | $13,435-96.8% | $834-48.0% |