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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,068 | $101,653-28.1% | $147,080-50.3% | $74,459-1.9% |
| Participation rate | 37.9% | 75.6%-37.6pp | 82.2%-44.2pp | 67.2%-29.3pp |
| Annual return | 16.47% | 8754.98%-8738.5pp | 420.17%-403.7pp | 1369.70%-1353.2pp |
| Employer contribution / active EE | $1,115 | $3,813-70.8% | $4,933-77.4% | $2,626-57.5% |
| Participant deferral / active EE | $4,458 | $7,304-39.0% | $8,066-44.7% | $4,350+2.5% |
| Admin fee / account holder | $1,359 | $1,752-22.4% | $12,989-89.5% | $1,945-30.1% |