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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,676 | $110,337-7.8% | $102,383-0.7% | $145,877-30.3% |
| Participation rate | 70.0% | 77.9%-7.9pp | 74.5%-4.5pp | 80.3%-10.3pp |
| Annual return | 13.27% | 24.83%-11.6pp | 24.94%-11.7pp | 551.28%-538.0pp |
| Employer contribution / active EE | $5,792 | $4,216+37.4% | $3,870+49.6% | $4,663+24.2% |
| Participant deferral / active EE | $6,327 | $5,621+12.6% | $5,060+25.1% | $6,691-5.4% |
| Admin fee / account holder | $21,758 | $9,750+123.2% | $8,391+159.3% | $13,402+62.3% |