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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,098 | $107,368-67.3% | $92,915-62.2% | $152,909-77.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 12.99% | 145.64%-132.7pp | 109.45%-96.5pp | 345.46%-332.5pp |
| Employer contribution / active EE | $12,662 | $4,222+199.9% | $3,653+246.6% | $4,764+165.8% |
| Participant deferral / active EE | $8,576 | $4,848+76.9% | $4,238+102.4% | $5,851+46.6% |
| Admin fee / account holder | $3,163 | $7,082-55.3% | $5,796-45.4% | $11,601-72.7% |