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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,298 | $115,814-56.6% | $101,275-50.3% | $158,982-68.4% |
| Participation rate | 90.0% | 79.4%+10.6pp | 75.8%+14.2pp | 82.0%+8.0pp |
| Annual return | 20.34% | 56.16%-35.8pp | 46.48%-26.1pp | 302.99%-282.6pp |
| Employer contribution / active EE | $7,139 | $4,176+71.0% | $3,660+95.1% | $4,763+49.9% |
| Participant deferral / active EE | $6,248 | $4,958+26.0% | $4,371+42.9% | $5,983+4.4% |
| Admin fee / account holder | $2,250 | $7,249-69.0% | $5,948-62.2% | $11,252-80.0% |