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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,086 | $96,558-31.6% | $80,977-18.4% | $273,972-75.9% |
| Participation rate | 80.0% | 79.1%+0.9pp | 75.8%+4.2pp | 83.0%-3.0pp |
| Annual return | 13.90% | 15.14%-1.2pp | 17.11%-3.2pp | 41.46%-27.6pp |
| Employer contribution / active EE | $2,173 | $4,869-55.4% | $3,715-41.5% | $4,869-55.4% |
| Participant deferral / active EE | $2,193 | $6,598-66.8% | $5,696-61.5% | $5,287-58.5% |
| Admin fee / account holder | $1,971 | $7,493-73.7% | $5,517-64.3% | $10,133-80.6% |