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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,856 | $105,856-36.8% | $90,161-25.8% | $147,586-54.7% |
| Participation rate | 87.5% | 79.7%+7.8pp | 76.9%+10.6pp | 82.8%+4.7pp |
| Annual return | 16.77% | 37.63%-20.9pp | 34.89%-18.1pp | 578.59%-561.8pp |
| Employer contribution / active EE | $4,063 | $4,126-1.5% | $3,318+22.4% | $4,876-16.7% |
| Participant deferral / active EE | $2,239 | $5,733-60.9% | $5,287-57.6% | $5,439-58.8% |
| Admin fee / account holder | $896 | $8,046-88.9% | $5,943-84.9% | $10,886-91.8% |