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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,273 | $114,073+152.7% | $96,161+199.8% | $167,518+72.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 15.41% | 189.95%-174.5pp | 192.01%-176.6pp | 478.71%-463.3pp |
| Employer contribution / active EE | $16,429 | $3,428+379.2% | $2,798+487.1% | $4,838+239.5% |
| Participant deferral / active EE | $16,127 | $5,195+210.4% | $4,349+270.8% | $6,342+154.3% |
| Admin fee / account holder | $2,850 | $6,899-58.7% | $5,538-48.5% | $12,312-76.9% |