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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,290 | $93,117+150.5% | $77,096+202.6% | $134,532+73.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | 2.08% | 62.67%-60.6pp | 42.35%-40.3pp | 418.27%-416.2pp |
| Employer contribution / active EE | $0 | $3,420-100.0% | $2,814-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $20,115 | $5,241+283.8% | $4,429+354.1% | $6,401+214.2% |
| Admin fee / account holder | $90,839 | $6,948+1207.4% | $5,428+1573.4% | $11,429+694.8% |