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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,205 | $93,098-26.7% | $77,081-11.5% | $134,509-49.3% |
| Participation rate | 61.9% | 74.5%-12.6pp | 67.9%-6.0pp | 81.2%-19.3pp |
| Annual return | -17.79% | 62.63%-80.4pp | 42.33%-60.1pp | 418.13%-435.9pp |
| Employer contribution / active EE | $1,482 | $3,419-56.7% | $2,813-47.3% | $4,741-68.7% |
| Participant deferral / active EE | $4,023 | $5,239-23.2% | $4,428-9.1% | $6,400-37.1% |
| Admin fee / account holder | $1,329 | $6,945-80.9% | $5,427-75.5% | $11,427-88.4% |