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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,087 | $104,924-63.7% | $84,623-55.0% | $152,885-75.1% |
| Participation rate | 85.7% | 74.8%+10.9pp | 68.2%+17.5pp | 82.5%+3.3pp |
| Annual return | 21.28% | 373.82%-352.5pp | 258.77%-237.5pp | 345.39%-324.1pp |
| Employer contribution / active EE | $1,535 | $3,302-53.5% | $2,652-42.1% | $4,763-67.8% |
| Participant deferral / active EE | $1,904 | $4,689-59.4% | $3,899-51.2% | $5,851-67.5% |
| Admin fee / account holder | $403 | $6,242-93.5% | $4,913-91.8% | $11,598-96.5% |