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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,796 | $111,814-66.2% | $103,378-63.4% | $145,978-74.1% |
| Participation rate | 35.7% | 77.9%-42.2pp | 74.5%-38.8pp | 80.3%-44.6pp |
| Annual return | 11.51% | 24.80%-13.3pp | 24.91%-13.4pp | 550.52%-539.0pp |
| Employer contribution / active EE | $1,104 | $4,215-73.8% | $3,870-71.5% | $4,662-76.3% |
| Participant deferral / active EE | $2,546 | $5,618-54.7% | $5,058-49.7% | $6,690-61.9% |
| Admin fee / account holder | $1,921 | $9,764-80.3% | $8,401-77.1% | $13,400-85.7% |