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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,754 | $106,247-73.9% | $96,515-71.2% | $139,466-80.1% |
| Participation rate | 55.6% | 77.8%-22.3pp | 74.3%-18.8pp | 80.3%-24.8pp |
| Annual return | 17.56% | 38.47%-20.9pp | 35.73%-18.2pp | 373.66%-356.1pp |
| Employer contribution / active EE | $1,641 | $4,106-60.0% | $3,740-56.1% | $4,754-65.5% |
| Participant deferral / active EE | $3,904 | $5,456-28.4% | $4,880-20.0% | $6,712-41.8% |
| Admin fee / account holder | $429 | $7,885-94.6% | $6,735-93.6% | $11,409-96.2% |