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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,716 | $102,393-64.1% | $147,041-75.0% | $80,911-54.6% |
| Participation rate | 92.9% | 75.9%+17.0pp | 82.2%+10.7pp | 67.6%+25.2pp |
| Annual return | 10.91% | 134.95%-124.0pp | 419.21%-408.3pp | 35.63%-24.7pp |
| Employer contribution / active EE | $4,595 | $3,715+23.7% | $4,935-6.9% | $2,756+66.7% |
| Participant deferral / active EE | $6,954 | $6,647+4.6% | $8,071-13.8% | $4,297+61.8% |
| Admin fee / account holder | $14,795 | $7,943+86.3% | $13,006+13.8% | $6,935+113.3% |