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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,716 | $102,429-64.2% | $147,096-75.0% | $80,925-54.6% |
| Participation rate | 92.9% | 75.9%+17.0pp | 82.2%+10.7pp | 67.7%+25.2pp |
| Annual return | 10.91% | 135.02%-124.1pp | 419.75%-408.8pp | 35.65%-24.7pp |
| Employer contribution / active EE | $4,595 | $3,716+23.7% | $4,936-6.9% | $2,756+66.7% |
| Participant deferral / active EE | $6,954 | $6,649+4.6% | $8,071-13.8% | $4,299+61.8% |
| Admin fee / account holder | $14,795 | $7,957+85.9% | $13,005+13.8% | $6,940+113.2% |