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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,627 | $93,589-63.0% | $135,942-74.5% | $75,181-53.9% |
| Participation rate | 92.9% | 75.2%+17.7pp | 81.9%+10.9pp | 67.2%+25.7pp |
| Annual return | 19.42% | 30.90%-11.5pp | 68.28%-48.9pp | 160.69%-141.3pp |
| Employer contribution / active EE | $3,507 | $3,537-0.9% | $4,858-27.8% | $2,671+31.3% |
| Participant deferral / active EE | $7,332 | $6,405+14.5% | $7,759-5.5% | $4,126+77.7% |
| Admin fee / account holder | $14,483 | $6,977+107.6% | $10,764+34.5% | $5,650+156.3% |