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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,762 | $56,894-61.8% | $84,753-74.3% | $62,881-65.4% |
| Participation rate | 97.1% | 68.5%+28.6pp | 76.6%+20.5pp | 69.3%+27.8pp |
| Annual return | 2.55% | 6.30%-3.8pp | 22.78%-20.2pp | 20.14%-17.6pp |
| Employer contribution / active EE | $2,020 | $2,400-15.8% | $3,574-43.5% | $2,281-11.4% |
| Participant deferral / active EE | $3,456 | $2,709+27.6% | $3,712-6.9% | $3,203+7.9% |
| Admin fee / account holder | $852 | $3,581-76.2% | $5,333-84.0% | $4,296-80.2% |